Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-007896
CMS-1500 · 2026-10-03
Mason Palmer
UHC-10433-05
2026-09-22
Office
Summit Primary Care Associates
Family Medicine · in network
36415$13.00$0.00Clean approval—Approved
CLM-2026-029939
UB-04 · 2026-07-26
Mason Palmer
UHC-10433-05
2026-01-03
Outpatient hospital
Mesa Orthopedic Specialists
Orthopedic Surgery · in network
73721, 29881$8,380.00—Denied by rule
CO29
—Denied
CLM-2026-001172
CMS-1500 · 2026-03-23
Mason Palmer
UHC-10433-05
2026-03-04
Office
Evergreen Counseling Center
Behavioral Health · in network
90837, 90791$639.00—Left for review
REPL
—Needs review
CLM-2026-001171
CMS-1500 · 2026-03-09
Mason Palmer
UHC-10433-05
2026-03-04
Office
Evergreen Counseling Center
Behavioral Health · in network
90837, 90791$639.00$321.18Clean approval—Approved
CLM-2026-023789
CMS-1500 · 2026-01-08
Mason Palmer
UHC-10433-05
2025-12-26
Independent laboratory
Desert Clinical Laboratories
Clinical Laboratory · in network
85025$45.00$0.00Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.