Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-020836
CMS-1500 · 2026-10-14
Matthew Day
UHC-65445-38
2026-09-11
Office
Desert Medical Group
Internal Medicine · in network
99214, 99215$568.00—Denied by rule
CO27
—Denied
CLM-2026-016714
CMS-1500 · 2026-10-14
Matthew Day
UHC-65445-38
2026-09-16
Office
Canyon Primary Care Associates
Family Medicine · in network
99203, 99395, 36415$452.00—Denied by rule
CO27
—Denied
CLM-2026-020179
CMS-1500 · 2026-08-18
Matthew Day
UHC-65445-38
2026-08-12
Office
Sunrise GI Associates
Gastroenterology · in network
99214$305.00—Denied by rule
CO27
—Denied
CLM-2026-013669
UB-04 · 2026-05-06
Matthew Day
UHC-65445-38
2026-04-22
Outpatient hospital
Heritage Digestive Health Center
Gastroenterology · in network
88305$263.00—Denied by rule
CO27
—Denied
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.