Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-002668
UB-04 · 2026-10-06
Dorothy Bradley
UHC-61130-89
2026-09-28
Emergency room
Heritage Community Hospital
Emergency Medicine · in network
99283$696.00$232.80Clean approval—Approved
CLM-2026-023324
CMS-1500 · 2026-08-22
Dorothy Bradley
UHC-61130-89
2026-08-01
Office
Heritage Primary Care Associates
Family Medicine · in network
90471, 36415$59.00$16.58Clean approval—Approved
CLM-2026-019659
UB-04 · 2026-04-15
Dorothy Bradley
UHC-61130-89
2026-03-28
Outpatient hospital
Sunrise Imaging Center
Radiology · in network
71046, 74177$1,951.00—Left for review
CO50
—Needs review
CLM-2026-019270
CMS-1500 · 2026-04-01
Dorothy Bradley
UHC-61130-89
2026-03-24
Office
Sunrise Dermatology Clinic
Dermatology · out of network
99213, 17110$408.00$143.60Clean approval—Approved
CLM-2026-008213
CMS-1500 · 2026-01-06
Dorothy Bradley
UHC-61130-89
2025-12-17
Office
Heritage Medical Group
Family Medicine · in network
90471$42.00$6.04Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.