Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-005087
UB-04 · 2026-09-04
Ann Gilbert
UHC-20636-06
2026-08-19
Emergency room
Harbor Regional Medical Center
Emergency Medicine · in network
99285$2,502.00$1,126.10Clean approval—Approved
CLM-2026-007752
CMS-1500 · 2026-08-26
Ann Gilbert
UHC-20636-06
2026-07-20
Office
Desert Internal Medicine Associates
Internal Medicine · in network
80053, 93000, 99214$410.00$219.48Clean approval—Approved
CLM-2026-017537
CMS-1500 · 2026-08-16
Ann Gilbert
UHC-20636-06
2026-07-02
Office
Lakeside Behavioral Health
Behavioral Health · out of network
90837$228.00—Denied by rule
CO204
—Denied
CLM-2026-028201
CMS-1500 · 2026-08-13
Ann Gilbert
UHC-20636-06
2026-07-25
Office
Sunrise Dermatology Clinic
Dermatology · out of network
11102, 17110$474.00—Denied by rule
CO204
—Denied
CLM-2026-018593
CMS-1500 · 2026-06-26
Ann Gilbert
UHC-20636-06
2026-06-17
Office
Unity Internal Medicine Associates
Internal Medicine · out of network
99215$318.00—Denied by rule
CO204
—Denied
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.