Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-007426
UB-04 · 2026-07-23
Gerald Anderson
UHC-60914-75
2026-06-24
Outpatient hospital
Desert Internal Medicine Associates
Internal Medicine · in network
70553$2,835.00—Left for review
CO50
—Needs review
CLM-2026-021885
CMS-1500 · 2026-03-27
Gerald Anderson
UHC-60914-75
2026-02-08
Independent laboratory
Heritage Clinical Laboratories
Clinical Laboratory · in network
87086$68.00—Denied by rule
CO18
—Denied
CLM-2026-021884
CMS-1500 · 2026-03-21
Gerald Anderson
UHC-60914-75
2026-02-08
Independent laboratory
Heritage Clinical Laboratories
Clinical Laboratory · in network
87086$68.00$0.00Clean approval—Approved
CLM-2026-024167
CMS-1500 · 2026-02-13
Gerald Anderson
UHC-60914-75
2026-02-09
Office
Canyon Medical Group
Internal Medicine · in network
93000, 99214$390.00$211.80Clean approval—Approved
CLM-2026-002381
CMS-1500 · 2026-01-16
Gerald Anderson
UHC-60914-75
2025-12-24
Office
Meadow Primary Care Associates
Family Medicine · in network
90471, 99213$221.00$120.90Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.