Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-028157
UB-04 · 2026-04-13
Nicole Gonzales
UHC-80545-64
2026-03-25
Outpatient hospital
Heritage Orthopedic Specialists
Orthopedic Surgery · in network
29881$10,502.00—Denied by rule
CO197
—Denied
CLM-2026-018734
UB-04 · 2026-03-23
Nicole Gonzales
UHC-80545-64
2026-02-09
Inpatient hospital
Mesa Internal Medicine Associates
Internal Medicine · out of network
99232$242.00$0.00Clean approval—Approved
CLM-2026-000072
CMS-1500 · 2026-01-25
Nicole Gonzales
UHC-80545-64
2026-01-01
Independent laboratory
Summit Clinical Laboratories
Clinical Laboratory · in network
85025, 80053$115.00—Left for review
DUP
—Needs review
CLM-2026-000071
CMS-1500 · 2026-01-19
Nicole Gonzales
UHC-80545-64
2026-01-01
Independent laboratory
Canyon Clinical Laboratories
Clinical Laboratory · in network
85025, 80053$115.00$0.00Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.