Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-013302
CMS-1500 · 2026-09-29
Aisha Simmons
UHC-46654-44
2026-09-23
Independent laboratory
Evergreen Reference Lab
Clinical Laboratory · in network
83036, 80061, 80053$193.00$0.00Clean approval—Approved
CLM-2026-033848
CMS-1500 · 2026-08-09
Aisha Simmons
UHC-46654-44
2026-07-06
Office
Meadow Physical Therapy
Physical Therapy · out of network
97110$152.00—Denied by rule
CO204
—Denied
CLM-2026-002277
UB-04 · 2026-08-09
Aisha Simmons
UHC-46654-44
2026-07-29
Emergency room
Riverside Community Hospital
Emergency Medicine · in network
99285$1,723.00$597.65Clean approval—Approved
CLM-2026-019749
CMS-1500 · 2026-05-22
Aisha Simmons
UHC-46654-44
2026-04-22
Office
Lakeside Bone and Joint Center
Orthopedic Surgery · in network
20610$195.00$60.90Clean approval—Approved
CLM-2026-010764
UB-04 · 2026-04-13
Aisha Simmons
UHC-46654-44
2026-03-10
Outpatient hospital
Canyon Cardiovascular Associates
Cardiology · in network
93015, 93306$1,923.00$700.95Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.