Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-013939
CMS-1500 · 2026-09-30
Victoria Ross
UHC-40023-82
2026-08-25
Office
Summit Counseling Center
Behavioral Health · in network
90791, 90837$601.00$297.62Clean approval—Approved
CLM-2026-008858
CMS-1500 · 2026-03-01
Victoria Ross
UHC-40023-82
2026-02-21
Office
Canyon Cardiovascular Associates
Cardiology · out of network
99214$231.00$28.95Clean approval—Approved
CLM-2026-001904
CMS-1500 · 2026-02-25
Victoria Ross
UHC-40023-82
2026-02-10
Office
Heritage Orthopedic Specialists
Orthopedic Surgery · in network
99213$237.00$71.94Clean approval—Approved
CLM-2026-008050
UB-04 · 2026-01-26
Victoria Ross
UHC-40023-82
2025-12-31
Outpatient hospital
Pinecrest GI Associates
Gastroenterology · in network
43239, 88305$2,690.00$11.02Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.