Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-020085
UB-04 · 2026-10-09
Catherine Hart
UHC-18151-19
2026-09-01
Outpatient hospital
Sunrise Family Practice
Family Medicine · in network
70553$2,291.00—Left for review
CO50
—Needs review
CLM-2026-018350
CMS-1500 · 2026-07-24
Catherine Hart
UHC-18151-19
2026-06-15
Independent laboratory
Northgate Reference Lab
Clinical Laboratory · in network
83036$72.00$0.00Clean approval—Approved
CLM-2026-024328
CMS-1500 · 2026-06-02
Catherine Hart
UHC-18151-19
2026-05-14
Independent laboratory
Desert Reference Lab
Clinical Laboratory · in network
80061$36.00$0.00Clean approval—Approved
CLM-2026-015118
CMS-1500 · 2026-06-02
Catherine Hart
UHC-18151-19
2026-04-23
Office
Northgate Primary Care Associates
Family Medicine · out of network
36415$23.00$0.00Clean approval—Approved
CLM-2026-034350
UB-04 · 2026-01-28
Catherine Hart
UHC-18151-19
2025-12-14
Emergency room
Sunrise Community Hospital
Emergency Medicine · in network
99284$1,298.00—Left for review
CO16
—Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.