Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-007138
UB-04 · 2026-07-14
Carlos Campbell
UHC-89227-34
2026-06-17
Outpatient hospital
Valley Cardiovascular Associates
Cardiology · in network
93015$647.00$0.00Clean approval—Approved
CLM-2026-006912
CMS-1500 · 2026-04-10
Carlos Campbell
UHC-89227-34
2026-04-04
Office
Valley Heart Institute
Cardiology · in network
99214$226.00$80.12Clean approval—Approved
CLM-2026-031894
CMS-1500 · 2026-02-10
Carlos Campbell
UHC-89227-34
2026-02-04
Office
Lakeside Medical Group
Family Medicine · out of network
99203$190.00—Denied by rule
CO204
—Denied
CLM-2026-000117
UB-04 · 2026-01-28
Carlos Campbell
UHC-89227-34
2026-01-21
Emergency room
Heritage Community Hospital
Emergency Medicine · in network
99284, 96374, 71046$1,528.00$490.40Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.