Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-016834
CMS-1500 · 2026-09-07
Teresa Fisher
UHC-20504-81
2026-08-11
Independent laboratory
Evergreen Reference Lab
Clinical Laboratory · in network
80061, 83036, 80053, 85025$244.00—Left for review
CO16
—Needs review
CLM-2026-009196
CMS-1500 · 2026-09-07
Teresa Fisher
UHC-20504-81
2026-08-20
Independent laboratory
Cornerstone Reference Lab
Clinical Laboratory · out of network
87086, 85025$132.00$0.00Clean approval—Approved
CLM-2026-013543
UB-04 · 2026-08-10
Teresa Fisher
UHC-20504-81
2026-07-24
Inpatient hospital
Northgate Internal Medicine Associates
Internal Medicine · in network
99232$242.00$0.00Clean approval—Approved
CLM-2026-032274
CMS-1500 · 2026-07-02
Teresa Fisher
UHC-20504-81
2026-05-26
Independent laboratory
Harbor Reference Lab
Clinical Laboratory · in network
85025, 80053$98.00$0.00Clean approval—Approved
CLM-2026-006904
UB-04 · 2026-02-01
Teresa Fisher
UHC-20504-81
2025-12-18
Outpatient hospital
Meadow GI Associates
Gastroenterology · in network
88305, 45378$2,897.00—Denied by rule
CO197
—Denied
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.