Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-033360
CMS-1500 · 2026-10-15
Donna Perez
UHC-15786-23
2026-10-09
Office
Meadow GI Associates
Gastroenterology · in network
99214$323.00$140.26Clean approval—Approved
CLM-2026-029158
UB-04 · 2026-05-10
Donna Perez
UHC-15786-23
2025-11-01
Outpatient hospital
Pinecrest Diagnostic Imaging
Radiology · in network
71046, 76700, 77067$954.00—Denied by rule
CO29
—Denied
CLM-2026-017052
CMS-1500 · 2026-02-06
Donna Perez
UHC-15786-23
2026-01-08
Office
Heritage Primary Care Associates
Family Medicine · in network
99213$216.00—Left for review
DUP
—Needs review
CLM-2026-021150
UB-04 · 2026-02-02
Donna Perez
UHC-15786-23
2025-12-27
Outpatient hospital
Valley Digestive Health Center
Gastroenterology · in network
88305, 43239$1,955.00$95.70Clean approval—Approved
CLM-2026-017051
CMS-1500 · 2026-02-02
Donna Perez
UHC-15786-23
2026-01-08
Office
Lakeside Medical Group
Family Medicine · in network
99213$216.00$93.92Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.