Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-007644
UB-04 · 2026-08-31
Priya West
UHC-15513-78
2026-08-04
Outpatient hospital
Sunrise Imaging Center
Radiology · in network
74177$2,388.00$810.67Clean approval—Approved
CLM-2026-027575
UB-04 · 2026-05-22
Priya West
UHC-15513-78
2026-05-11
Emergency room
Pinecrest Regional Medical Center
Emergency Medicine · in network
96374, 71046, 99284$2,111.00$1,073.60Clean approval—Approved
CLM-2026-015126
UB-04 · 2026-02-03
Priya West
UHC-15513-78
2025-12-21
Outpatient hospital
Riverside Diagnostic Imaging
Radiology · in network
76700, 77067, 74177$2,766.00—Denied by rule
CO197
—Denied
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.