Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-023293
UB-04 · 2026-10-13
Arthur Myers
UHC-40907-37
2026-09-20
Emergency room
Desert Regional Medical Center
Emergency Medicine · in network
99284$1,464.00$455.20Clean approval—Approved
CLM-2026-015859
CMS-1500 · 2026-05-07
Arthur Myers
UHC-40907-37
2026-03-30
Office
Pinecrest Medical Group
Family Medicine · in network
99213, 99395$477.00$275.74Clean approval—Approved
CLM-2026-033701
CMS-1500 · 2026-03-09
Arthur Myers
UHC-40907-37
2026-02-09
Office
Northgate Internal Medicine Associates
Internal Medicine · in network
93000, 99214$336.00$188.32Clean approval—Approved
CLM-2026-013941
CMS-1500 · 2026-02-05
Arthur Myers
UHC-40907-37
2026-01-26
Independent laboratory
Canyon Clinical Laboratories
Clinical Laboratory · in network
80053, 80061$125.00—Left for review
CO16
—Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.