Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-022447
CMS-1500 · 2026-09-03
Gregory Roberts
UHC-77088-92
2026-07-12
Office
Valley Cardiovascular Associates
Cardiology · in network
99214$318.00—Left for review
REPL
—Needs review
CLM-2026-022446
CMS-1500 · 2026-08-19
Gregory Roberts
UHC-77088-92
2026-07-12
Office
Valley Cardiovascular Associates
Cardiology · in network
99214$318.00$157.16Clean approval—Approved
CLM-2026-032268
CMS-1500 · 2026-07-04
Gregory Roberts
UHC-77088-92
2026-05-29
Independent laboratory
Summit Clinical Laboratories
Clinical Laboratory · in network
80061$64.00$0.00Clean approval—Approved
CLM-2026-009866
CMS-1500 · 2026-07-04
Gregory Roberts
UHC-77088-92
2026-06-06
Office
Lakeside Physical Therapy
Physical Therapy · in network
97110, 97014, 97140$339.00$185.18Clean approval—Approved
CLM-2026-003096
CMS-1500 · 2026-05-30
Gregory Roberts
UHC-77088-92
2026-04-23
Office
Northgate Orthopedic Specialists
Orthopedic Surgery · in network
99213$177.00$69.74Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.