Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-002356
CMS-1500 · 2026-09-26
Charlotte Wheeler
UHC-02876-57
2026-09-02
Office
Harbor Primary Care Associates
Family Medicine · in network
99214, 99395, 99203$854.00$504.48Clean approval—Approved
CLM-2026-010407
UB-04 · 2026-07-17
Charlotte Wheeler
UHC-02876-57
2026-07-15
Outpatient hospital
Harbor Cardiovascular Associates
Cardiology · in network
93306$1,306.00$360.13Clean approval—Approved
CLM-2026-019426
CMS-1500 · 2026-06-29
Charlotte Wheeler
UHC-02876-57
2026-05-26
Independent laboratory
Unity Reference Lab
Clinical Laboratory · in network
83036, 87086, 80061$173.00$0.00Clean approval—Approved
CLM-2026-011050
CMS-1500 · 2026-02-25
Charlotte Wheeler
UHC-02876-57
2026-02-10
Office
Evergreen Primary Care Associates
Family Medicine · in network
99213$190.00$92.80Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.