Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-027995
CMS-1500 · 2026-10-14
Dennis Brown
UHC-22981-87
2026-09-02
Office
Northgate Cardiovascular Associates
Cardiology · in network
99214$290.00$119.80Clean approval—Approved
CLM-2026-003070
CMS-1500 · 2026-06-25
Dennis Brown
UHC-22981-87
2026-04-30
Office
Pinecrest Medical Group
Family Medicine · in network
99213, 90471, 36415$224.00—Left for review
REPL
—Needs review
CLM-2026-003069
CMS-1500 · 2026-06-09
Dennis Brown
UHC-22981-87
2026-04-30
Office
Pinecrest Medical Group
Family Medicine · in network
99213, 90471, 36415$224.00$98.88Clean approval—Approved
CLM-2026-019938
UB-04 · 2026-06-07
Dennis Brown
UHC-22981-87
2026-06-01
Outpatient hospital
Sunrise Cardiovascular Associates
Cardiology · out of network
70553, 93306$4,303.00—Left for review
CO50
—Needs review
CLM-2026-009946
UB-04 · 2026-06-07
Dennis Brown
UHC-22981-87
2026-04-28
Outpatient hospital
Summit Community Hospital
Emergency Medicine · in network
70553$2,946.00—Left for review
CO50
—Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.