Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-011074
UB-04 · 2026-10-09
Anna Harvey
UHC-53608-54
2026-09-15
Outpatient hospital
Meadow GI Associates
Gastroenterology · out of network
45378, 43239$4,163.00—Denied by rule
CO27 CO204
—Denied
CLM-2026-025787
UB-04 · 2026-05-15
Anna Harvey
UHC-53608-54
2026-03-22
Inpatient hospital
Summit Medical Group
Internal Medicine · in network
99232$230.00—Left for review
REPL
—Needs review
CLM-2026-009491
CMS-1500 · 2026-05-11
Anna Harvey
UHC-53608-54
2026-05-05
Office
Northgate Medical Group
Family Medicine · in network
99203, 99395$546.00$298.52Clean approval—Approved
CLM-2026-003444
CMS-1500 · 2026-05-11
Anna Harvey
UHC-53608-54
2026-04-17
Office
Sunrise Behavioral Health
Behavioral Health · in network
90834$212.00$71.44Clean approval—Approved
CLM-2026-025786
UB-04 · 2026-05-05
Anna Harvey
UHC-53608-54
2026-03-22
Inpatient hospital
Summit Medical Group
Internal Medicine · in network
99232$230.00$0.00Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.