Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-008761
CMS-1500 · 2026-10-02
Anthony Rios
UHC-38512-88
2026-09-28
Office
Harbor Medical Group
Internal Medicine · out of network
99214, 99215$683.00$282.35Clean approval—Approved
CLM-2026-027829
UB-04 · 2026-09-12
Anthony Rios
UHC-38512-88
2026-07-31
Outpatient hospital
Sunrise Digestive Health Center
Gastroenterology · out of network
45378$1,583.00$140.92Clean approval—Approved
CLM-2026-013264
CMS-1500 · 2026-09-12
Anthony Rios
UHC-38512-88
2026-09-04
Office
Valley Primary Care Associates
Family Medicine · out of network
36415, 99213, 99214$404.00$171.45Clean approval—Approved
CLM-2026-028443
UB-04 · 2026-07-27
Anthony Rios
UHC-38512-88
2026-07-10
Outpatient hospital
Summit Diagnostic Imaging
Radiology · in network
70553$2,033.00—Left for review
CO50
—Needs review
CLM-2026-012529
CMS-1500 · 2026-07-15
Anthony Rios
UHC-38512-88
2026-06-05
Office
Summit Internal Medicine Associates
Internal Medicine · in network
99215, 80053$434.00$244.08Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.