Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-020786
CMS-1500 · 2026-05-13
Amanda McDonald
UHC-80724-56
2026-04-07
Independent laboratory
Mesa Clinical Laboratories
Clinical Laboratory · in network
83036, 85025$110.00$0.00Clean approval—Approved
CLM-2026-008484
CMS-1500 · 2026-05-13
Amanda McDonald
UHC-80724-56
2026-04-06
Office
Canyon Primary Care Associates
Family Medicine · in network
99214$216.00$113.92Clean approval—Approved
CLM-2026-021460
UB-04 · 2026-03-31
Amanda McDonald
UHC-80724-56
2026-03-05
Outpatient hospital
Sunrise Bone and Joint Center
Orthopedic Surgery · in network
29881$10,825.00—Denied by rule
CO197
—Denied
CLM-2026-008528
CMS-1500 · 2026-03-19
Amanda McDonald
UHC-80724-56
2026-03-06
Office
Evergreen Orthopedic Specialists
Orthopedic Surgery · in network
99213$151.00$53.62Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.