Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-019791
CMS-1500 · 2026-09-22
Roy Watson
UHC-53548-27
2026-08-26
Office
Unity Dermatology Clinic
Dermatology · in network
17110$206.00$77.72Clean approval—Approved
CLM-2026-011793
UB-04 · 2026-07-13
Roy Watson
UHC-53548-27
2026-06-16
Outpatient hospital
Sunrise Imaging Center
Radiology · out of network
74177$1,549.00—Left for review
REPL
—Needs review
CLM-2026-011792
UB-04 · 2026-06-22
Roy Watson
UHC-53548-27
2026-06-16
Outpatient hospital
Sunrise Imaging Center
Radiology · out of network
74177$1,549.00$70.84Clean approval—Approved
CLM-2026-000305
CMS-1500 · 2026-04-26
Roy Watson
UHC-53548-27
2026-04-10
Office
Northgate Primary Care Associates
Family Medicine · out of network
99213, 99203$386.00$153.70Clean approval—Approved
CLM-2026-013506
CMS-1500 · 2026-03-19
Roy Watson
UHC-53548-27
2026-02-15
Office
Mesa Family Practice
Family Medicine · in network
90471$38.00$3.56Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.