Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-028344
CMS-1500 · 2026-06-23
Dennis Ray
UHC-11585-25
2026-06-01
Office
Evergreen Dermatology Clinic
Dermatology · in network
11403, 17110$950.00$514.00Clean approval—Approved
CLM-2026-020504
UB-04 · 2026-06-17
Dennis Ray
UHC-11585-25
2026-06-05
Inpatient hospital
Canyon Internal Medicine Associates
Internal Medicine · in network
99232$186.00$0.00Clean approval—Approved
CLM-2026-027625
UB-04 · 2026-05-16
Dennis Ray
UHC-11585-25
2026-04-14
Emergency room
Pinecrest Regional Medical Center
Emergency Medicine · out of network
99284, 99283$2,494.00—Left for review
REPL
—Needs review
CLM-2026-027624
UB-04 · 2026-05-05
Dennis Ray
UHC-11585-25
2026-04-14
Emergency room
Pinecrest Regional Medical Center
Emergency Medicine · out of network
99284, 99283$2,494.00$972.30Clean approval—Approved
CLM-2026-023035
UB-04 · 2026-03-29
Dennis Ray
UHC-11585-25
2026-03-01
Inpatient hospital
Sunrise Orthopedic Specialists
Orthopedic Surgery · in network
27447$42,280.00—Left for review
HIGH
—Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.