Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-023957
UB-04 · 2026-09-07
Kyle Simpson
UHC-10810-94
2026-08-17
Outpatient hospital
Sunrise Imaging Center
Radiology · out of network
70553, 77067$3,226.00$161.12Clean approval—Approved
CLM-2026-011773
UB-04 · 2026-05-04
Kyle Simpson
UHC-10810-94
2026-04-05
Outpatient hospital
Unity Reference Lab
Clinical Laboratory · in network
70553$3,304.00—Left for review
CO50
—Needs review
CLM-2026-000292
UB-04 · 2026-04-27
Kyle Simpson
UHC-10810-94
2026-03-14
Outpatient hospital
Pinecrest Diagnostic Imaging
Radiology · in network
74177$1,860.00—Left for review
CO16
—Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.