Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-026053
CMS-1500 · 2026-07-23
Donald Matthews
UHC-95205-05
2026-06-20
Office
Heritage Rehabilitation Center
Physical Therapy · in network
97110, 97014, 97140$214.00$102.68Clean approval—Approved
CLM-2026-025548
CMS-1500 · 2026-05-02
Donald Matthews
UHC-95205-05
2026-04-24
Office
Mesa Dermatology Clinic
Dermatology · in network
17110, 11403, 11102$918.00$529.16Clean approval—Approved
CLM-2026-012843
UB-04 · 2026-05-02
Donald Matthews
UHC-95205-05
2026-04-02
Inpatient hospital
Lakeside Bone and Joint Center
Orthopedic Surgery · in network
27447$36,393.00—Left for review
HIGH
—Needs review
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.