Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-028133
CMS-1500 · 2026-08-22
Carlos Austin
UHC-10686-47
2026-08-03
Office
Unity Primary Care Associates
Family Medicine · out of network
99213, 90471$179.00$40.55Clean approval—Approved
CLM-2026-019674
UB-04 · 2026-08-22
Carlos Austin
UHC-10686-47
2026-08-08
Outpatient hospital
Desert Diagnostic Imaging
Radiology · in network
70553$2,538.00—Denied by rule
CO197
—Denied
CLM-2026-004958
CMS-1500 · 2026-07-13
Carlos Austin
UHC-10686-47
2026-06-17
Office
Pinecrest Medical Group
Internal Medicine · in network
99215, 80053$471.00$252.02Clean approval—Approved
CLM-2026-003321
CMS-1500 · 2026-06-13
Carlos Austin
UHC-10686-47
2026-06-05
Office
Sunrise Behavioral Health
Behavioral Health · in network
90837$250.00$105.00Clean approval—Approved
CLM-2026-014111
CMS-1500 · 2026-05-10
Carlos Austin
UHC-10686-47
2026-04-23
Office
Canyon Primary Care Associates
Family Medicine · in network
99395, 90471$258.00$119.96Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.