Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-010776
UB-04 · 2026-10-04
Hiroshi Martinez
UHC-21659-34
2026-09-11
Inpatient hospital
Valley Bone and Joint Center
Orthopedic Surgery · out of network
27447$51,314.00—Denied by rule
CO27 CO204
—Denied
CLM-2026-023130
UB-04 · 2026-08-26
Hiroshi Martinez
UHC-21659-34
2026-08-07
Outpatient hospital
Meadow Heart Institute
Cardiology · out of network
93306$1,218.00—Denied by rule
CO204
—Denied
CLM-2026-011755
UB-04 · 2026-08-10
Hiroshi Martinez
UHC-21659-34
2026-07-24
Outpatient hospital
Evergreen Diagnostic Imaging
Radiology · in network
71046$115.00$0.00Clean approval—Approved
CLM-2026-028818
CMS-1500 · 2026-05-10
Hiroshi Martinez
UHC-21659-34
2026-04-02
Independent laboratory
Sunrise Clinical Laboratories
Clinical Laboratory · in network
80053$51.00$0.00Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.