Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-005924
CMS-1500 · 2026-10-12
Heather Lopez
UHC-55811-29
2026-09-04
Office
Sunrise Diabetes Center
Endocrinology · in network
99215$296.00—Denied by rule
CO27
—Denied
CLM-2026-030139
UB-04 · 2026-09-24
Heather Lopez
UHC-55811-29
2026-08-14
Outpatient hospital
Pinecrest Diagnostic Imaging
Radiology · in network
74177$2,246.00—Denied by rule
CO27
—Denied
CLM-2026-034368
CMS-1500 · 2026-06-03
Heather Lopez
UHC-55811-29
2026-05-09
Office
Evergreen Counseling Center
Behavioral Health · in network
90834, 90791$610.00$303.20Clean approval—Approved
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.