Claims

Claims workbench

Every claim is attached to a resolved member identity, checked by the rules engine under CLAIMS-ADJ v1 (version 1), priced, and either finalised, pended, or handed to the AI adjudicator and an examiner.

ClaimMemberServiceProviderProceduresBilledPlan paysRulesAIStatus
CLM-2026-023577
CMS-1500 · 2026-10-02
Sophia Hunt
UHC-36645-75
2026-08-26
Office
Valley Family Practice
Family Medicine · in network
36415$24.00$0.00Clean approval—Approved
CLM-2026-024053
CMS-1500 · 2026-07-21
Sophia Hunt
UHC-36645-75
2026-06-23
Office
Northgate Primary Care Associates
Family Medicine · out of network
99395, 99214$602.00$250.90Clean approval—Approved
CLM-2026-013855
CMS-1500 · 2026-06-14
Sophia Hunt
UHC-36645-75
2026-04-19
Office
Summit Endocrine Associates
Endocrinology · in network
99214, 83036$259.00—Denied by rule
CO18
—Denied
CLM-2026-013854
CMS-1500 · 2026-05-27
Sophia Hunt
UHC-36645-75
2026-04-19
Office
Summit Endocrine Associates
Endocrinology · in network
99214, 83036$259.00$85.58Clean approval—Approved
CLM-2026-029413
UB-04 · 2026-01-18
Sophia Hunt
UHC-36645-75
2025-12-26
Outpatient hospital
Heritage Behavioral Health
Behavioral Health · in network
70553$2,154.00—Left for review
CO50
—Needs review
CLM-2026-007710
UB-04 · 2026-01-18
Sophia Hunt
UHC-36645-75
2025-12-07
Outpatient hospital
Meadow Bone and Joint Center
Orthopedic Surgery · in network
73721$1,283.00—Denied by rule
CO197
—Denied
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Top reason codes

Across rules and final decisions

How a claim is adjudicated

Deterministic first, AI second, people last

  1. Attach. The claim's member record is resolved through the identity graph; coverage is found by member ID or, failing that, by name and date of birth.
  2. Rules. Identity hold, eligibility, timely filing, duplicates, prior authorisation, network, medical-necessity edits, bundling, benefit limits, completeness and the high-dollar ceiling.
  3. Price. Contract or out-of-network allowance, then copay, deductible and coinsurance from the member's accumulators.
  4. AI review. Only claims the rules left for review go to the model, with every piece of evidence labelled. Its answer is validated before anyone sees it.
  5. Examiner. A person records the final decision with reason codes and a rationale; everything is hash-chained in the audit log.